You’ve worked hard to retire comfortably…but one health event could unravel it all

One of the biggest blind spots for retirees and their families is long-term care. Learn how to help protect your savings before a crisis hits.

Limited spots available this month

You’ve worked hard to retire comfortably…but one health event could unravel it all

One of the biggest blind spots for retirees and their families is long-term care. Learn how to help protect your savings before a crisis hits.

Limited spots available this month

You’ve worked your whole life to retire comfortably… but one health event could unravel it all.

The #1 retirement blind spot for successful families is long-term care. Learn how to protect your savings before a crisis hits.

Many retirees and their advisors never plan for the cost of long-term care

The average cost of a private room at a nursing home is over $100,000 per year, and rising. Medicare typically doesn’t cover it. Most health plans don’t, either. Without proactive planning, one event could wipe out years of savings.

  • $100,000 average annual cost of a private room at nursing home.

  • 7 in 10 adults age 65 years and older will need long-term care in the future.

  • $59,130 average annual cost for home health aide.

SOURCES:

Average national median of the cost of care in 2025 and projected national median cost of care in 2045 Cost of Care Tool; The Federal Long Term Care Insurance Program, https://www.ltcfeds.gov/tools/cost-of-care

Long-term Care Statistics: A Portrait of Americans in Assisted Living, Nursing Homes, and Skilled Nursing Facilities, A Place for Mom, September 2023,

https://www.aplaceformom.com/senior-living-data/articles/long-term-care-statistics#

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$100,000 average annual cost of a private room at nursing home

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7 in 10 adults aged 65 years and older will need long-term care in the future

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$59,130 average annual cost for home health aide

It’s not just about affording care — it’s about protecting your family’s future

Some retirees may spend most of their retirement savings or rely on family members to help cover care costs.

You can help protect your wealth without sacrificing your lifestyle

Discover how many retirees are using smarter, tax-efficient strategies that can also be affordable.

Shield assets from long-term care costs

Preserve income and tax efficiency

Protect your legacy and loved ones

No sales pitch. Gain more clarity. It only takes 30 minutes to get your long-term care risk review.

No sales pitch. Just clarity and protection.

STEP 1

Book your call

Choose a time that works for you

STEP 2

Review your plan

We’ll stress-test your current retirement plan

STEP 3

Secure your future

Walk away with a personalized strategy that makes sense for you

Lisa

CFP® designation

You’ve worked too hard to leave your future to chance

Don’t wait until a health event forces you into crisis mode.

Take control of your financial future today — you and your family deserve it.

Limited spots available this month

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Copyright 2025 Retirement Optimized. All rights reserved.

Advisory services offered through Long-Term Care Analysis, an SEC-Registered Investment Advisor. Information provided is for educational purposes only.

About Us

We help retirees find ways to protect their savings and plan for long-term care.

All strategies involve risks and may not be suitable for everyone. Consult a tax or financial professional before making decisions.

For informational and educational purposes. This material is a general description and contains highlights only. This content is not a recommendation to allocate to specific strategies, indices, life insurance and/or annuity products. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. We do not guarantee the material’s applicability or accuracy in regard to your individual circumstances. We do not provide specific tax or legal advice. Please seek personalized advice from qualified professionals regarding all legal, tax and/or financial issues.